Terms and Policies

Carefully go through the following warnings and the subsequent agreement. When you have completed reading it, you must verify that you have read and understood it to enter the Member’s private area. Should you not agree with any part of this document or need clarification before deciding, then skip registration. Once you agree to the terms below, the agreement is in full force, and you are legally bound to the covenants contained herein.

Membership Agreement and Warnings

Term and policies last updated: 1st August 2021

Risk Warning: Trading is risky

Before deciding to trade Foreign Exchange (Forex), Stocks, Futures, Options or CFDs, you should carefully study the material on this forum to assist you in properly assessing your investment objectives before trading your money in the markets. Trading on margin carries a much higher risk than trading cash on a dollar-for-dollar basis. Therefore it may not be suitable for you as an investor. The high leverage available with Forex brokers can work against you and for you. You could lose some or all of your initial investment. Therefore, you should not invest money that, if lost, would adversely affect your present lifestyle. We strongly recommend using the material provided in the forum to determine your potential as a trader while trading either a demo account or a small account with very little money – before risking large amounts.

Set and Forget Trading Academy and Forum

Any trading systems, opinions, forum posts, videos, chat sessions, teaching sessions, news releases, videos, research, analyses, or other information on this website are provided as educational commentary and do not constitute investment advice. Set and Forget Ltd. will not accept liability for any loss or damage, including, without limitation, to, any loss of profit, which may arise directly or indirectly from the use of or reliance on such information.
Set and Forget is neither a signal service nor do we trade anyone’s money. The Set and Forget community is a place to learn how supply and demand methodology works; it does not provide you with any signals or entitlement to trade your money. You are responsible for taking the risk of trading your own money based on what you’ve learned and understood by reading the lessons in the community.

Furthermore, the forum does not provide advice on how much capital you should invest, nor do we want to know anything about your financial background, nor will we advise you of such. Any instance where you may be inclined to conclude that we were providing specific financial or investment advice for your particular situation is a misapprehension of our meaning or intent. Whatever advice we provide is provided as a uniform guideline or set of instructions that is the same for every person (Member). For instance, if we said that “you should exit from a long trade once price hits opposing supply level” – that instruction is not to be construed as being intended for you in your specific situation but rather to be taken to mean what we would say to anyone trading that system in that situation.

Paying the monthly subscription entitles the subscriber to contribute to the forum’s channels following specific rules that will be updated under The Community Channel’s Rules room. The most important rule is the subscriber’s willingness to work hard and be a severe subscriber. Failing to comply with the clear and commonsensical rules stated in the channel mentioned above within the private forums can end up revoking the subscriber’s account, preventing him from contributing as an active subscriber until the end of his subscription. The subscriber will be able to read all comments, but he will no longer be allowed to post any comments until the end of his subscription, when his account is eliminated from the system.

The Set and Forget community or The Site is not a signal provider. All trades posted follow Set and Forget’s trading rules for education purposes. Set and Forget does not trade anyone’s money. Members should learn the set of rules provided in their membership and apply them. The community and forum will be used to ask for advice on how to apply the rules to very specific scenarios. Set and Forget is not responsible for any losses members took by following the community learning material, video analysis and posts submitted by its administrator or any of its members.

Membership level and content

By accessing this community service and its forums, you, the User, agree to be bound by the terms and conditions below (the “Terms”). These terms apply to anyone who views, uses, is a member of, participates in or interacts with the Site in any way (the “User”). If you, the User, also called Member, do not agree to all of the Terms, please do not use the Site. 

The Site may, from time to time, modify or revise the Terms by updating this Web page; the revised Terms will be in full effect upon being posted on this page. The User’s use of the Site following any such change constitutes your agreement to follow and be bound by the Terms as changed. If any change is unacceptable to the User, the User’s only recourse is to terminate the use of the Site.

The community member agrees to comply with instructions or directions from the community managers and moderators. The community member also agrees to abide by the rules of conduct of the community.

The trading analysis and commentaries are available via monthly, quarterly or yearly subscription instalments. Failure to renew monthly instalments will result in termination of access to all services provided by set-and-forget.com. The User will have access to the academy’s content based on its membership level. Not all membership levels will have access to the same kind of information.

Lifetime Users will have lifetime access to all Forex-related content (currency cross pairs), trading commentaries and rules, and interaction with other Users of set-and-forget.com. For security reasons and risk management, the Site is entitled to remove content from set-and-forget.com content channels if this content might negatively affect the education and understanding of the courses by the User. The content on this website is subject to change at any time without notice. Lifetime users will not be charged any extra price to access the channels in the set-and-forget.com community and interact with other Users. Lifetime membership does not entitle Users to access other courses and services published by set-and-forget.com for free. 

Lifetime access to the supply and demand core principles course and lifetime support in your learning without charging you any extra fees. Lifetime members will have lifetime access to daily updates on US Stocks, US ETFs, Forex cross pairs and cryptocurrencies channels. Other countries could be added to this list whose memberships could be waived for free. New countries and stock channels could be added in the future; these channels might require a monthly or yearly subscription not included in the lifetime membership. 

The Set and Forget service could be interrupted for reasons beyond the Company’s control. In the event that the company decides to terminate the service, customers will be notified at least three months in advance.

The value of the lifetime membership is 65 euros per month belonging to the Set and Forget S.L service, to which must be added the base amount of 395 euros for the course (this price may change depending on specific offers).

Lifetime membership would be equivalent to three years of service. If the company decided to cancel the service before those three years, the users of this membership would receive a refund based on the above amounts, considering the number of months that have passed since their initial registration as a customer.

Online Trading Risks

The online trading carries risks such as power outages, telephone disconnections, and interruptions. We advise all traders to have contingencies in place to handle such risks. A VPS system or a second phone, such as a mobile phone, would be possible backup choices in case the phone service is down. A second internet provider, such as a wireless service in addition to your ADSL or satellite service, is a good idea, and for day traders, a generator backup system in case of power failure is also an important consideration.

Accuracy of Information

The content on this website is subject to change at any time without notice and is provided for the sole purpose of assisting traders in making independent investment and/or trading decisions. Set and Forget Ltd. takes reasonable measures to ensure the accuracy of the information on the website. However, it does not guarantee its accuracy and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this website.

Site Availability

None of the services or trading systems referred to in this website is available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. The content of this Site is not intended for distribution or use by any person in any country where such availability or use would be contrary to local law or regulation. It is the responsibility of visitors to this website to ascertain the terms of and comply with any local law or regulation to which they are subject.

Risk Statement

I acknowledge that I fully understand that the risk factor in trading is substantial and that only “Risk Capital” should be used in leveraged trading. I understand that no trading system has ever been devised that is totally safe to trade. I understand that I am fully responsible for the funds I put at risk and fully accept all the consequences of every trading decision I make. I also agree that nobody at Set and Forget Ltd. or any of its members assumes any responsibility for my trading losses at any time.

Past performance is not a guarantee of future results. I understand that the methods and concepts described in the Set and Forget S.L. academy and forums are trading methodologies that are in use today solely because they have been profitable in the past — but that the past performance of these systems and concepts may yield different results in the future.

I, therefore, confirm that Set and Forget S.L. has not made, nor makes, any promises, guarantees, or warranties that my trading of financial instruments, such as currencies, indices, equities, or futures, will result in a profit or will not result in a loss.

I, therefore, agree to hold harmless Set and Forget and anyone connected with the Set and Forget forum, whether principals of the Set and Forget forum, other members of the Set and Forget forum, contractors, service companies, or any other person or entity financially connected with Set & Forget, from any losses, costs, liabilities, responsibilities, or indebtedness, arising from my participation at the Set and Forget forum.

Risk Disclaimer and Reliability of Information

Forex, Stocks, futures and CFDs trading involve substantial risk due primarily to the leverage involved. Futures, Stocks and CFDs prices may fluctuate, and as a result, due to leverage, traders may lose more than their original investment. In no event should the content of this website be construed as an express or an implied promise, guarantee or implication by or from set-and-forget.com or any of its employees, contractors, forum’s members and associates — that you will profit or that losses can or will be limited in any manner whatsoever. Past results are no indication of future performance. Information provided by (or in) this website is intended solely for informative purposes and is either obtained from sources believed to be reliable or is presented with a belief based on experience that it is reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of future conditions are attempted.

The Site, its directors, or its affiliates DO NOT participate in any way guarantee that the information contained on the Site will generate profits for the User. By using this Site, the User agrees to not hold liable set-and-forget.com, its directors, its affiliates or other users for losses the User may sustain while trading instruments, trading signals or trade recommendations discussed, recommended or alluded to on this Site.

Only risk capital should be used for trading; that is, funds which can be afforded by the User to lose in entirety. While the Site has done its best to provide quality and accurate information and recommendations, the User assumes all risks of using or following such information or recommendations. The Site is not liable for any inaccuracies on this site which may result in the User sustaining any form of loss.

The content on this website is subject to change at any time without notice. The Site has taken reasonable measures to ensure the accuracy of the information on the website. However, it does not guarantee its accuracy and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this website.

Content on the Site is for informational purposes only. Contributor’s submitted forecasts, commentaries, analyses and articles are based upon information gathered from various sources believed to be reliable, complete, and accurate. However, no guarantee can be made as to the validity of the sources.

All statements and expressions on the Site are opinions and not meant as investment advice or solicitation. The information provided is not personal investment advice. Seek guidance from a professional investment advisor before trading or investing. This Site is for informational purposes only and should be used at each individual’s own discretion.  The reader of this material agrees that they are acting of their own accord and waive the Site and its directors or affiliates of any liability associated with losses or hardships which may result from using the information within the Site.

Trade at your own risk. The information provided here is of the nature of a general comment only and neither purports nor intends to be specific trading advice. It has been prepared without regard to any person’s investment objectives, financial situation and needs. Information should not be considered an offer or enticement to buy, sell or trade.

You should seek appropriate advice from your broker, or licensed investment advisor, before taking any action. Past performance does not guarantee future results. Simulated performance results contain inherent limitations. Unlike actual performance records, the results may under or over-compensate for such factors as lack of liquidity. No representation is being made that any account will or is likely to achieve profits or losses to those shown.

By using this Site, you acknowledge and accept that all trading decisions are your own sole responsibility, and the Site or anybody associated with the Site cannot be held responsible for any losses that are incurred as a result.

If you purchase or sell Equities, Futures, Currencies or Options, you may sustain a total loss of the initial margin funds and any additional funds that you deposit with your broker to establish or maintain your position. If the market moves against your position, you may be called upon by your broker to deposit a substantial amount of additional margin funds on short notice to maintain your position. If you do not provide the required funds within the prescribed time, your position may be liquidated at a loss, and you may be liable for any resulting deficit in your account. You can lose substantially more money than you deposited in your account if you use leverage in your trading. This can result in an enormous debt to the broker and financial hardship.

Under certain market conditions, you may find it difficult or impossible to liquidate a position. This can occur, for example, when the market makes a “limit move” or if the price “gaps” from one price to another (with no offsetting orders available between the two prices to get you out of your trade). The placement of contingent orders by you, such as a “stop-loss” or “stop-limit” order, will not necessarily limit your losses to the intended amounts since market conditions may make it impossible to execute such orders.

Market Opinion

Any opinions, news, research, analyses, prices, or other information contained on this website is provided as general market commentary and do not constitute investment advice. The Site will not accept liability for any loss or damage, including, without limitation, any loss of profit, which may arise directly or indirectly from the use of or reliance on such information.

Abuse

Keep the site clean and educational, so everyone can benefit from a constructive learning environment.

Abuse of any kind will not be tolerated on this Site. Abuse includes but is not limited to: verbal or written abuse of the Site, its Users, Affiliates or Directors; attempting to access privileged information not granted to the User; spreading company-specific information in an attempt to manipulate the price of a financial instrument. Any of these actions or other actions deemed by the Site to be abusive or illegal could result in an immediate ban of the User from using interactive parts of the Site or loss of membership without refund if fees were paid.

The User agrees not to take legal action against the Site, its directors, users, affiliates or management or take any legal action that may directly or indirectly cause legal action to be taken against the Site, its directors, Users, affiliates or management, based on such disciplinary action and the User’s only course of action is to cease using the Site.

Termination of subscription

The minimum subscription period will be one month. The initial period may vary depending on punctual offers or changes in policy. After this initial period, the subscription will be renewed every month, quarter, six months or yearly, depending on the type of renewal chosen and the products and subscriptions purchased. The subscriber can manage and cancel his subscription anytime after the initial period by editing his profile at set-and-forget.com. The subscriber can apply for a cancellation of his subscription at any moment; once fulfilled, his membership will not longer be renewed for another monthly period, and automatic payment will be cancelled.

All payments made through the Site are processed through PayPal and Stripe. The Site holds no copies, nor does it have access to the User’s personal financial information or credit card numbers. We will not intentionally disclose any personal information to any third parties except when we believe in good faith that the law requires it. Set and Forget trading community uses reasonable security methods to protect the data that resides on our servers. However, no security system is impenetrable. We cannot guarantee the security of our servers, nor can we guarantee that information that users supply will not be intercepted while being transmitted to us over the Internet.

Copyright and non-disclosure

Therefore, considering my involvement with Set and Forget S.L, I wish to enter into this mutual agreement with Set and Forget Ltd. and covenant to honour, adhere to, obey, and abide by all stipulations, agreements, and covenants contained herein.

The information provided in the Set and Forget forum constitutes copyrighted teaching materials regardless of the medium the material is delivered. I understand that the trading methods and techniques taught on the Set and Forget website are proprietary and are available to me only by having a paid membership with Set and Forget. I further understand that they are available for my exclusive personal use and learning and not for the use of others. They may not be copied, distributed, disseminated, or otherwise made available to any person or entity who does not have a paid-up membership to the Set and Forget forum site. The only exception is a spouse and/or children over the age of 16 currently residing with me. A spouse or child not living with children or me not living at my residence must have their own paid accounts to take advantage of the Set and Forget membership.

I agree not to copy, share, or otherwise disseminate to any person, corporation, partnership, or other entity, any copyrighted material(s) of Set and Forget without the written authorization and consent of Set and Forget S.L.

I agree to adhere to all forum rules and restrictions. Failure to do so may result in the permanent termination of my account without remedy or refund.

I acknowledge that the restrictive covenants contained herein are a reasonable and necessary protection of the legitimate business interest of Set and Forget and that my violation of them could cause substantial injury to Set and Forget.

However, if any court or other body having jurisdiction shall at any time hold such covenants to be unenforceable or unreasonable, it will have no bearing on the reasonability or enforceability of any other part of this agreement that has not been deemed unenforceable.

This agreement shall be construed, governed, and enforced in accordance with the laws of the State of Malaga (Spain). In addition, by executing this agreement, both parties submit to the jurisdiction of the courts of the State of Málaga (Spain), for purposes of any action arising under this agreement. The captions are for convenience and reference only, and they shall not define, limit, or construe the contents of any provision, covenant or agreement. Except where the context indicates otherwise, words in the singular number shall include the plural, and vice versa and words in the masculine, feminine, or neuter gender shall also include each other’s gender.

I agree to indemnify and hold Set and Forget Ltd., its affiliates, employees, agents, forum’s members, successors, and assigns harmless from and against any liabilities, losses, damages, costs and expenses, including attorney’s fees, incurred by Set and Forget Ltd. arising out of my failure to fully and timely perform agreements herein. I also agree to pay promptly to Set and Forget forum all damages, costs and expenses, including attorney’s fees, incurred by Set and Forget in the enforcement of any of the provisions of this Agreement and any other agreements between the Set and Forget Trading Academy and I.

The term of this Agreement shall be ongoing commencing from the date of subscription and would only expire upon the expiration of any copyrighted material on the forum’s website.

Privacy Policy

Set and Forget S.L (“Company” or “we” or “us” or “our”) respects the privacy of its users (“user” or “you”) that use our website located at www.setand-forget.com including other media forms, media channels, mobile website or mobile application related or connected thereto (collectively, the “Website”). The following Company privacy policy (“Privacy Policy”) is designed to inform you, as a user of the Website, about the types of information that the Company may gather about or collect from you in connection with your use of the Website. It also is intended to explain the conditions under which Company uses and discloses that information and your rights about that information. Changes to this Privacy Policy are discussed at the end of this document. However, each time you use the Website, the current version of this Privacy Policy will apply. Accordingly, each time you use the Website, you should check the date of this Privacy Policy (which appears at the beginning of this document) and review any changes since the last time you used the Website.

The Website is hosted in hosted in Spain and is subject to Spanish laws. If you are accessing our Website from other jurisdictions, please be advised that you are transferring your personal information to us in Spain, and by using our Website, you consent to that transfer and use of your personal information in accordance with this Privacy Policy. You also agree to abide by the applicable laws of applicable Spanish laws concerning your use of the Website and your agreements with us. Any persons accessing our Website from any jurisdiction with laws or regulations governing the use of the Internet, including personal data collection, use and disclosure, different from those of the jurisdictions mentioned above may only use the Website in a manner lawful in their jurisdiction. If your use of the Website would be unlawful in your jurisdiction, please do not use the Website.

You accept the practices described in this privacy policy by using or accessing this website.

Gathering, Use and Disclosure of Non-Personally-Identifying Information

Users of the Website Generally

“Non-Personally-Identifying Information” is information that, without the aid of additional information, cannot be directly associated with a specific person. “Personally-Identifying Information,” by contrast, is information such as a name or email address that, without more, can be directly associated with a specific person. Like most website operators, Company gathers from users of the Website Non-Personally-Identifying Information of the sort that Web browsers, depending on their settings, may make available. That information includes the user’s Internet Protocol (IP) address, operating system, browser type and the locations of the websites the user views right before arriving while navigating and immediately after leaving the Website. Although such information is not Personally-Identifying Information, it may be possible for Company to determine from an IP address a user’s Internet service provider, the geographic location of the visitor’s point of connectivity, and other statistical usage data. The company analyzes Non-Personally-Identifying Information gathered from users of the Website to help Company better understand how the Website is being used. By identifying patterns and trends in usage, Company can better design the Website to improve users’ experiences in terms of content and ease of use. From time to time, Company may also release the Non-Personally-Identifying Information gathered from Website users in the aggregate, such as by publishing a report on trends in the usage of the Website.

Web Cookies

A “Web Cookie” is a string of information that assigns you a unique identification that a website stores on a user’s computer and that the user’s browser provides to the website each time the user submits a query. We use cookies on the Website to keep track of services you have used, to record registration information regarding your login name and password, to record your user preferences, to keep you logged into the Website and to facilitate purchase procedures. The company also uses Web Cookies to track the pages that users visit during each Website session, both to help Company improve users’ experiences and to help Company understand how the Website is being used. As with other Non-Personally-Identifying Information gathered from users of the Website, Company analyzes and discloses in aggregated form information gathered using Web Cookies to help Company, its partners, and others better understand how the Website is being used.

Company users who do not wish to have web cookies placed on their computers should set their browsers to refuse web cookies before accessing the website, with the understanding that certain website features may not function properly without the aid of web cookies. website users who refuse web cookies assume all responsibility for any resulting loss of functionality.

Web Beacons

A “Web Beacon” is an object that is embedded in a web page or email that is usually invisible to the user and allows website operators to check whether a user has viewed a particular web page or an email. The company may use Web Beacons on the Website and in emails to count users who have visited particular pages, viewed emails and delivered co-branded services. Web Beacons are not used to access users’ Personally-Identifying Information. They are a technique Company may use to compile aggregated statistics about Website usage. Web Beacons collect only a limited set of information, including a Web Cookie number, the time and date of a page or email view and a description of the page or email on which the Web Beacon resides. You may not decline Web Beacons. However, they can be rendered ineffective by declining all Web Cookies or modifying your browser setting to notify you each time a Web Cookie is tendered, permitting you to accept or decline Web Cookies individually.

Analytics

The Company may use third-party vendors, including Google, who use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize and serve ads based on your past activity on the Website, including Google Analytics for Display Advertising. The information collected may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. If you do not want any information to be collected and used by Google Analytics, you can install an opt-out in your web browser (https://tools.google.com/dlpage/gaoptout/) and/or opt-out from Google Analytics for Display Advertising or the Google Display Network by using Google’s Ads Settings (www.google.com/settings/ads).

We may share aggregated and Non-Personally Identifying Information we collect under any of the above circumstances. We may also share it with third parties and our affiliate companies to develop and deliver targeted advertising on the Website and the websites of third parties. We may combine Non-Personally Identifying Information we collect with other Non-Personally Identifying Information from other sources. We also may share aggregated information with third parties, including advisors, advertisers and investors, to conduct general business analysis. For example, we may tell our advertisers the number of visitors to the Website and the most popular features or services accessed. This information does not contain any Personally-Identifying Information and may be used to develop website content and services that we hope you and other users will find of interest and to target content and advertising.

Social Media

We may use hyperlinks on the Website, which will redirect you to a social network if you click on the respective link. However, when you click on a social plug-in, such as Facebook’s “Like” or “Share” button, Twitter’s “tweet” button, LinkedIn’s “Share” button or Google+’s “Share” button, that particular social network’s plugin will be activated and your browser will directly connect to that provider’s servers. If you do not use these buttons, none of your data will be sent to the respective social network’s plugin provider. So, for example, when you click on Facebook’s “Like” button on the Website, Facebook will receive your IP address, the browser version and screen resolution, and the operating system of the device you have used to access the Website. Settings regarding privacy protection can be found on the websites of these social networks and are not within our control.

Content such as forum discussions, reviews, blog posts, comments or articles from our site may be shared on social media outlets when a social plug-in is clicked, such as Facebook’s “Like” or “Share” button, Twitter’s “tweet” button, LinkedIn’s “Share” button or Google+’s “Share” button, or by posting a URL to the page where the content is publicly available. We encourage you to exercise discretion and caution concerning your personal information.

Users assume all responsibility for any loss of privacy or other harm resulting from their voluntarily disclosing personally-identifying information.

Collection, Use and Disclosure of Personally-Identifying Information

As defined above, Personally-Identifying Information is information that can be directly associated with a specific person. The company may collect a range of Personally-Identifying Information from and about Website users. Much of the Personally-Identifying Information collected by the Company about users is information provided by users themselves when (1) registering for our service, (2) logging in with social network credentials, (3) participating in polls, contests, surveys or other features of our service, or responding to offers or advertisements, (4) communicating with us, (5) creating a public profile or (6) signing up to receive newsletters. That information may include each user’s name, address, email address and telephone number, and, if you transact business with us, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also may request information about your interests and activities, your gender, age, date of birth, username, hometown and other demographic or relevant information as determined by the Company from time to time. Users of the Website are under no obligation to provide the Company with Personally-Identifying Information of any kind, with the caveat that a user’s refusal to do so may prevent the user from using certain Website features.

By registering with or using the website, you consent to using and disclosing your personally-identifying information as described in this “collection, use and disclosure of personally-identifying information” section.

Certain Personally-Identifying Information collected from users may be disclosed as a matter of course as a result of your use of the Website. We may provide areas on the Website where you can post reviews, discussions, comments and other information relating to your activities Website. Such postings are governed by our Terms of Use. In addition, such postings may appear on other websites or when searches are executed on the subject of your posting. Also, whenever you voluntarily disclose personal information on publicly-viewable web pages, that information will be publicly available and can be collected and used by others. For example, if you post your email address, you may receive unsolicited messages. We cannot control who reads your posting or what other users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution concerning your personal information.

Users assume all responsibility for any loss of privacy or other harm resulting from their voluntarily disclosing personally-identifying information.

Company Communications

We may occasionally use your name and email address to send you notifications regarding new services offered by the Website that we think you may find valuable. We may also send you service-related announcements from time to time through the general operation of the service. Generally, you may opt-out of such emails by clicking the “Unsubscribe” link within each email or by contacting us using the contact information provided below, though we reserve the right to send you notices about your account, such as service announcements and administrative messages, even if you opt-out of all voluntary email notifications.

The company will disclose Personally-Identifying Information under the following circumstances:

• By Law or to Protect Rights. When we believe disclosure is appropriate, we may disclose Personally-Identifying Information in connection with efforts to investigate, prevent or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of the Company, our users, our employees or others; to comply with applicable law or cooperate with law enforcement; to enforce our Terms of Use or other agreements or policies, in response to a subpoena or similar investigative demand, a court order or a request for cooperation from law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
• Marketing Communications. Unless users opt-out from receiving Company marketing materials upon registration, the Company may email users about products and services that Company believes may interest them. If you wish to opt out of receiving marketing materials from Company, you may do so by clicking the unsubscribe link in the email communications or by contacting us using the contact information below.
• Third-Party Service Providers. We may share your Personally-Identifying Information, including your name and contact information (including email address), with our authorized service providers that perform certain services on our behalf. These services may include fulfilling orders, providing customer service and marketing assistance, performing business and sales analysis, supporting the Website’s functionality and supporting contests, sweepstakes, surveys and other features offered through the Website. We may also share your name, contact information and credit card information with our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use it for any other purpose.
• Business Transfers; Bankruptcy. The company reserves the right to transfer all Personally-Identifying Information to a successor organization in case of a merger, acquisition, bankruptcy or another sale of all or a portion of the Company’s assets. Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred Personally-Identifying Information will be subject to this Privacy Policy or to a new privacy policy if you are given notice of that new privacy policy and are given an opportunity to affirmatively opt-out of it. Personally-Identifying Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by the successor organization.

Changing Personally-Identifying Information; Account Termination

You may review or change your Personally-Identifying Information at any time by going to your user profile (if applicable) or contacting us using the contact information below. Upon your request, we will deactivate or delete your account and contact information from our active databases. Such information will be deactivated or deleted as soon as practicable based on your account activity and by our deactivation policy and applicable law. To make this request, either use the form on our contact us page or the contact information provided below. We will retain in our files some Personally-Identifying Information to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and comply with legal requirements as permitted by law. Therefore, you should not expect that all your Personally-Identifying Information will be removed entirely from our databases in response to your requests. Additionally, we keep a history of changed information to investigate suspected fraud with your account.

The company uses the Personally-Identifying Information in the file we maintain about you and other information we obtain from your current and past activities on the Website (1) to deliver the products and services that you have requested; (2) to manage your account and provide you with customer support; (3) to communicate with you by email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us, our affiliate companies or other third parties; (4) to develop and display content and advertising tailored to your interests on the Website and other sites; (5) to resolve disputes and troubleshoot problems; (6) to measure consumer interest in our services; (7) to inform you of updates; (8) to customize your experience; (9) to detect and protect us against error, fraud and other criminal activity; (10) to enforce our Terms of Use; and (11) to do as otherwise described to you at the time of collection. At times, we may look across multiple users to identify problems. In particular, we may examine your Personally-Identifying Information to identify users using multiple user IDs or aliases. We may compare and review your Personally-Identifying Information for accuracy and to detect errors and omissions. We may use financial information or payment method to process payment for any purchases made on the Website, enrol you in the discount, rebate, and other programs in which you elect to participate, to protect against or identify possible fraudulent transactions and otherwise as needed to manage our business.

Collection and Use of Information by Third Parties Generally

The Company contractually prohibits its contractors, affiliates, vendors and suppliers from disclosing Personally-Identifying Information received from the Company other than by this Privacy Policy. However, third parties are under no obligation to comply with this Privacy Policy concerning Personally-Identifying Information that users provide directly to those third parties or that those third parties collect for themselves. These third parties include advertisers, games providers, utilities, widgets and a variety of other third-party applications accessible through the Website. The company neither owns nor controls the third-party websites and applications accessible through the Website. Thus, this Privacy Policy does not apply to information provided to or gathered by the third parties that operate them. Before visiting a third party, or using a third-party application, whether using a link on the Website, directly through the Website or otherwise, and before providing any Personally-Identifying Information to any such third party, users should inform themselves of the privacy policies and practices (if any) of the third party responsible for that website or application, and should take those steps necessary to, in those users’ discretion, protect their privacy.

Security

We take the security of your Personally-Identifying Information seriously and use reasonable electronic, personnel and physical measures to protect it from loss, theft, alteration or misuse.  However, please be advised that even the best security measures cannot fully eliminate all risks. We cannot guarantee that only authorized persons will view your information. We are not responsible for third-party circumvention of any privacy settings or security measures.

We are dedicated to protect all information on the Website as is necessary. However, you are responsible for maintaining the confidentiality of your Personally-Identifying Information by keeping your password confidential. You should change your password immediately if you believe someone has gained unauthorized access to it or your account. If you lose control of your account, you should notify us immediately.

Privacy Policy Changes

At its sole discretion, the company may change this Privacy Policy from time to time. Any changes to Company’s Privacy Policy will be reflected on this page, and the date new versions are posted will be stated at the top of this Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. Users should regularly check this page for any changes to this Privacy Policy. The company will always post new versions of the Privacy Policy on the Website. However, Company may, as determined in its discretion, decide to notify users of changes made to this Privacy Policy via email or otherwise. Accordingly, users must always maintain and update their contact information.

Children

The Children’s Online Privacy Protection Act (“COPPA”) protects the online privacy of children under 13 years of age. We do not knowingly collect or maintain Personally-Identifying Information from anyone under the age of 13, unless or except as permitted by law. Any person who provides Personally-Identifying Information through the Website represents to us that he or she is 13 years of age or older. If we learn that Personally-Identifying Information has been collected from a user under 13 years of age on or through the Website, then we will take the appropriate steps to cause this information to be deleted. If you are the parent or legal guardian of a child under 13 who has become a member of the Website or has otherwise transferred Personally-Identifying Information to the Website, please contact Company using our contact information below to have that child’s account terminated and information deleted.

Do-Not-Track Policy

Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. Because there is not yet a common understanding of how to interpret the DNT signal, the Website currently does not respond to DNT browser signals or mechanisms.

Contact

If you have any questions regarding our Privacy Policy, please get in touch with us using our contact form.

Cookies Policy

Understanding how and why we use cookies

A “Web Cookie” is a string of information that assigns you a unique identification that a website stores on a user’s computer and that the user’s browser provides to the website each time the user submits a query. We use cookies on the Website to keep track of services you have used, to record registration information regarding your login name and password, to record your user preferences, to keep you logged into the Website and to facilitate purchase procedures. The company also uses Web Cookies to track the pages that users visit during each Website session, both to help Company improve users’ experiences and to help Company understand how the Website is being used. As with other Non-Personally-Identifying Information gathered from users of the Website, Company analyzes and discloses in aggregated form information gathered using Web Cookies to help the Company, its partners, and others better understand how the Website is being used.

Company users who do not wish to have web cookies placed on their computers should set their browsers to refuse web cookies before accessing the website, with the understanding that certain website features may not function properly without the aid of web cookies. website users who refuse web cookies assume all responsibility for any resulting loss of functionality.

We use cookies on our website (set-and-forget.com) to create the most effective website possible for our users. Among other things, our cookies allow us to improve your experience when using our website and to ensure the website performs as you expect it to.

This Cookie Policy explains what cookies are, how we use them on set-and-forget.com and what benefits they bring.

On local websites which are linked from this site, cookies may be used to allow you to log on to Internet Banking, choose log-in preferences, apply for products and services online and use financial tools. Please bear in mind that Set and Forget S.L. members will have their own privacy and cookie policies that will govern their use of cookies on local sites and any information you submit on a local site. Please read carefully any local site and/or product terms and conditions before using the local site or product.

As you may be aware, recent legislation requires websites to gain visitors’ consent to use certain cookies. Set and Forget S.L. is working to implement appropriate website changes as soon as possible.

Frequently asked questions

Do cookies mean I could get cold calls or junk mail?

We never use the data gathered through cookies on this site to contact you via post, email or phone, and we do not use cookies on this site to show you financial products and/or service advertising, as Set and Forget does not offer financial services or products.

Our local sites, to which we provide links from this site, may use cookies to show you subtly tailored content of things they think you might be interested in, for example, about products and services provided by Set and Forget. Local site cookie policies will explain how they use cookies to show you tailored content.

Can cookies pass on my personal information to others?

We will not share any personal information gathered through cookies on this site with third parties.

We do use ‘analytics’ cookies on this site to help us make our website better for those who visit it regularly, and in doing so, we do share certain limited information with our third-party ‘analytics’ providers, but none of that information can be traced to an individual.

Our local sites may share personal information gathered through cookies on their local sites, for example, where you have given them express consent to do so by applying for a product or service and by the local site cookie policy.

What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or another device for accessing the internet whenever you visit a website. Cookies are useful because they allow a website to recognise a user’s device. On this site, the cookies we use include ‘analytics’ cookies to analyse how users use this site to help us make our website better for those who visit it regularly, and ‘load-balancer’ cookies, which are essential to ensure the performance of the site.

Local sites may use cookies for various other reasons, including determining preferences, letting users navigate between pages efficiently, verifying the user, and carrying out other essential security checks. Local site cookie policies will explain how they use cookies.

Some of the functions that cookies perform can also be achieved using similar technologies. This policy refers to ‘cookies’ throughout. However, it is to include these alternate mechanisms.

More information about cookies can be found on allaboutcookies.org

How cookies make our websites safer and easier to use

Cookies are used for various reasons, such as to improve the functionality and performance of this site and safeguard your privacy when browsing our local sites. They can allow you to use functions such as finding and comparing mortgages and using secure online application forms. If you leave a secure session window open when logged in to Internet Banking, cookies will enhance your security by prompting you to end, and/or automatically end, your secure session.

We use ‘analytics’ cookies on this site to help us make the site better for those who visit it regularly. They help us determine what users like and don’t like and how we can improve things for you.

When we include links to other websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. We recommend you read their policies as Set and Forget is not responsible or liable for their privacy practices.

How we work with trusted third parties

Third parties are trusted suppliers to Set and Forget and include those partners who provide necessary functionality to our websites.

About local sites, third parties may include local suppliers to Set and Forget, such as website insurance policy providers.

We will not share any personal information gathered through cookies on this site with third parties, but local sites may do so by their own cookie policies.

How you can manage your cookies

The browsers of most computers, smartphones and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for this site, any local sites or any other websites, you can do this through your browser settings. Your browser’s ‘help’ function will tell you how to do this.

However, please remember that cookies are often used to enable and improve certain functions on our site. If you switch certain cookies off, it will likely affect how our site works.

For more information about how to disable cookies, visit allaboutcookies.org.